Rideshare Accidents

Rideshare Accident Attorney in San Antonio

Name: Marc LaHood Law
Address: 4014 McCullough Avenue,, San Antonio, TX, 78212
Telephone: (210) 714-2625

Trial-Tested Lawyer, Serving San Antonio Since 1967

Rideshare accident claims aren’t like standard car accident claims. Uber and Lyft are built on a multi-layer insurance framework that adjusters know how to use against you. At Marc LaHood Law, we represent rideshare crash victims in San Antonio and throughout Bexar County, and we approach every case as if it’s going to trial. This is often what motivates insurance companies to play fair. Trial readiness is what separates a firm that settles short from one that fights for the full, fair compensation you are owed.

We offer free, confidential case evaluations with no cost and no obligation. We also work on contingency, which means that if we don’t win your case, you pay nothing.

If you or someone you love was hurt in a rideshare crash, don’t talk to an insurance adjuster before talking to us. Call Marc LaHood Law today at (210) 714-2625 for a free case evaluation.

Who We Represent

Rideshare accidents involve more potential victims than most people realize. Marc LaHood Law handles claims for:

Passengers injured while riding in an Uber or Lyft
Other drivers struck by a rideshare vehicle
Pedestrians and cyclists hit by an Uber or Lyft driver
Rideshare drivers injured by another party’s negligence

Passengers in an active ride are usually covered under a platform’s $1 million commercial liability policy from the moment the driver accepts the trip. Third parties struck by a rideshare vehicle face a more complicated path, because coverage depends on which driver-status period was active at the moment of impact. Rideshare drivers injured by another driver may have claims against that driver’s personal policy and, depending on their app status, against the platform’s uninsured or underinsured motorist coverage.

Why Rideshare Insurance Claims Are So Complicated

Texas Transportation Code Chapter 2402 governs transportation network companies like Uber and Lyft and sets minimum insurance requirements tied to distinct driver-status periods. Insurers often use this framework to try to limit payouts. Which period applies at the moment of your crash is the central legal question in any rideshare claim.

The different driving periods for rideshare drivers include:

Period 0 (App Off): Only the driver’s personal auto policy applies. The rideshare platform provides no coverage.
Period 1 (App On, No Ride Accepted): Limited contingent liability applies, typically $50,000 per injured person, $100,000 per accident, and $25,000 in property damage, though this can vary.
Periods 2 and 3 (Ride Accepted Through Trip Completion): Full commercial coverage applies, including $1 million in third-party liability and $1 million in uninsured and underinsured motorist coverage (in most cases). Period 2 begins when the driver accepts a trip and is en route to the passenger. Period 3 covers the ride itself once the passenger is aboard.

Adjusters are trained to classify the driver’s status in whatever way minimizes the payout. A single rideshare accident can involve up to four separate insurance providers. We identify the correct status period, challenge misclassification when it occurs, and use trip log data, app records, and dispatch information to build the factual record supporting the coverage that may apply.

Why San Antonio Rideshare Victims Choose Marc LaHood Law

The LaHood family has represented San Antonio clients since 1967, building deep knowledge of local courts, judges, and legal procedures in Bexar County. That history means we know how opposing counsel and insurers approach litigation here, and we prepare accordingly.

Marc LaHood brings insight from both sides of the courtroom, and every rideshare accident case we handle is prepared as if it will go to trial. That approach prevents insurers from assuming we’ll accept whatever they offer first. We’ve gone up against major insurance companies and corporations on behalf of seriously injured clients, and we won’t back down when your rights and recovery are on the line.

We also believe our clients deserve honesty. Marc is known in San Antonio for telling the truth, even when it’s hard to hear. We explain your options in plain terms, stay accessible throughout your case, and treat you as a person, not a file number.

Start with a Free Rideshare Accident Case Evaluation

You don’t need to navigate the insurance maze on your own. If you were injured in a rideshare crash in San Antonio or anywhere in Bexar County, Marc LaHood Law is ready to hear what happened, explain your options honestly, and fight for the compensation you are entitled to receive. We work on contingency, so there’s no cost unless we win.

Call our San Antonio rideshare accident attorneys today at (210) 714-2625 to get started with a no-cost, no-obligation consultation.

What to Do After a Rideshare Accident in San Antonio

The steps you take in the hours after a rideshare crash directly affect your health and your legal claim.

Here’s what matters most:

Call 911: The San Antonio Police Department will respond and create an official accident report, a key piece of evidence in any insurance or legal claim.
Seek medical attention immediately: Even when injuries aren’t obvious at the scene. Delayed treatment gives insurers grounds to argue your injuries weren’t caused by the crash.
Document the scene: Photograph vehicle positions, visible damage, road conditions, and the surrounding area before anything is moved.
Collect information: Get contact and insurance details from the rideshare driver, all other drivers involved, and any witnesses.
Report through the app: File an accident report through Uber or Lyft to create a digital record directly with the platform.
Don’t give a recorded statement: Don’t speak with any insurance adjuster before consulting an attorney.
Contact a rideshare accident attorney early: Trip log data and app activity records are time-sensitive. Early involvement improves the chance of preserving critical evidence before it disappears.

Damages You May Be Able to Recover

Texas law allows rideshare accident victims to seek compensation for both economic and non-economic losses. What’s available in your case depends on the facts and the severity of your injuries, but may include:

Medical expenses: Emergency care, hospitalization, surgery, diagnostic testing, rehabilitation, physical therapy, prescriptions, and future medical costs related to the crash
Lost wages: Income missed during recovery, including overtime, bonuses, and benefits you would have received
Loss of earning capacity: Future income losses when injuries leave lasting limitations on your ability to work
Property damage: Repair or replacement of your vehicle and other personal property, including rental costs during repair
Pain and suffering: Compensation for physical pain, emotional distress, anxiety, depression, and reduced quality of life
Punitive damages: Available in Texas when the at-fault party’s conduct rises to the level of gross negligence, malice, or fraud; intended to punish extreme wrongdoing and available only in appropriate cases

Texas follows a modified comparative fault rule. If your share of fault reaches 51% or more, you’re barred from recovering any compensation. Below that threshold, your damages are reduced proportionally by your percentage of fault. Insurers sometimes raise fault arguments strategically to reduce what they pay, which is another reason legal representation matters from the start.

Texas Filing Deadlines for Rideshare Accident Claims

Texas Civil Practice and Remedies Code Section 16.003 sets a two-year statute of limitations for personal injury claims. The clock generally starts on the date of the accident, and missing that deadline bars your claim entirely, regardless of how strong your evidence is.

Two timing issues often catch people off guard. First, insurance reporting deadlines are separate from and shorter than the two-year legal deadline. Many policies require prompt notice, and failing to report can affect your coverage. Second, filing an insurance claim or negotiating a settlement doesn’t pause the two-year deadline. The court filing window keeps running during those discussions.

Evidence is also time-sensitive, independent of any deadline. Rideshare app records, trip logs, surveillance footage, and witness recollections can be lost or deleted quickly. Contacting a rideshare accident lawyer in San Antonio as soon as possible can give your case the best chance of preserving what’s needed to establish what happened and who was at fault.

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Mr. LaHood himself is a beacon of confidence and definitely someone you need in your corner.
“Not one moment passed where I didn’t feel taken care of. The staff is extremely knowledgeable and they are great at breaking down legal details that a layman may not understand themselves.”

- C.J.

Excellence Backed by Experience

Honors Earned Through Action

the standards that define us

Persistence That Wins
We relentlessly pursue every avenue to protect your rights and secure the justice you deserve. Giving up is never an option.
Empathy in Action
You don’t just have representation, you have someone who truly cares about your recovery and your justice.
Courtroom Confidence
Step into the courtroom knowing you have over 45 years of hard-earned experience in your corner.
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We’re here when you need us most. We make ourselves available, responsive, and ready to guide you.

when the stakes are high

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